Fresh Off Reaching Profitability, FintechOS Secures €26.5M to Fuel US Expansion

Romanian-founded FintechOS has secured USD 28 million (€26.5 million) in equity funding and a senior debt facility from Santander CIB, following its return to profitability in the first half of 2026.

Positioned as an AI-native orchestration layer on top of legacy banking infrastructure, the platform enables non-technical users to configure and launch lending products through its AI copilot, Dex.

The new capital will support FintechOS’s ambitious US expansion strategy, including a targeted 200% annual growth rate, deeper integrations with core banking providers such as Finxact and Finastra Phoenix, and further penetration of large, systemically important financial institutions across Europe.